It has been a while since I complained about being on a tight budget. Well we are back on one. Just when we were getting ahead Sydney got cancer, I got skin cancer and had a hysterectomy, and while we were hoping to have a tax refund we ending up owing...a LOT! Tony and I are fortunate we do not have credit card debt so when things like this happen it is not completely devastating. We were very lucky while all this was going on we received a zero percent interest offer through my discover card so we used one card and then transferred it all to discover, interest free for a year.
So now we do carry a balance but are anxious to pay it off as quickly as possible before the year is up. I could not imagine all of this hitting us if we carried a credit card balance. The last statics I read was the the average household credit card balance went up from $7k to $10k. That is a lot of money to have on a credit card! I strongly encourage people reading this blog to focus on paying off your debt as quickly as possible. It is such a great feeling when the cards are paid for and it is going to save you so much money in the long run.
We cancelled two of our trips this year. I really did not want to because we were going to go to NYC to celebrate my 30th birthday. NYC will always be there and even better is my friend Tanya will be flying in from Florida for my 30th so Tony will be throwing me a party. We still are going to go to St. Croix in November. Of course we bought those plane tickets just a week before our financial melt down.
Alright the fun challenge for me. How long do I go before I buy something I don't need. We will have to see....I am pretty determined this time until I see a pair of Michael Kors shoes on sale.
So now we do carry a balance but are anxious to pay it off as quickly as possible before the year is up. I could not imagine all of this hitting us if we carried a credit card balance. The last statics I read was the the average household credit card balance went up from $7k to $10k. That is a lot of money to have on a credit card! I strongly encourage people reading this blog to focus on paying off your debt as quickly as possible. It is such a great feeling when the cards are paid for and it is going to save you so much money in the long run.
We cancelled two of our trips this year. I really did not want to because we were going to go to NYC to celebrate my 30th birthday. NYC will always be there and even better is my friend Tanya will be flying in from Florida for my 30th so Tony will be throwing me a party. We still are going to go to St. Croix in November. Of course we bought those plane tickets just a week before our financial melt down.
Alright the fun challenge for me. How long do I go before I buy something I don't need. We will have to see....I am pretty determined this time until I see a pair of Michael Kors shoes on sale.
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